The Anthem Ohio Blue Access Value plan is one of the most affordable health insurance plans in the state. While premiums on many other comprehensive plans have substantially increased the last five years, the Value plan remains one of the most popular low cost options for Ohio residents needing high-quality Ohio health insurance. Coverages normally found in more expensive plans are included along with the standard major medical coverages such as hospital visits, surgeries, emergency room and intensive-care charges.

A $30 copay applies to the first two covered office visits per person (per year). No deductible is applicable except for other covered office services. Adult preventative coverages include lab/x-rays for routine Pap smear, annual mammogram, colorectal cancer screening and PSA screening. The policy deductible and coinsurance applies.

And as a member of a preferred product organization (PPO) plan, you’ll receive discounts from one of the largest networks in the area…and in the entire USA!

The Anthem Ohio Blue Access Value plan also includes prescription coverage (maximum $500 per per person per year). Generic Formulary and Generic Non-formulary prescriptions are subject to a low $10 copay and Brand-name Formulary prescriptions are subject to a $25 copay (after meeting a $200 deductible). 90-day mail-order service is also available. Generally, Brand-name Non-formulary prescriptions are not covered. If you are generally healthy and only need an occasional prescription, this plan may be very suitable for you.

Diagnostic services, including X-rays and lab work are covered, subject to a $300 maximum per member per year. Preventative services are excluded from the limit and are subject to coinsurance, but not the deductible. The lifetime maximum on the Value Health insurance plan is a generous $5 million, which is higher than what most other similar plans offer.

Depending on the major-medical deductible, monthly rates for a single healthy 40 year-old male in Franklin County range between $65 and $100 per month. The family rate (three persons) would cost between $181 and $280 per month (depending on the major-medical deductible).

Ohioquotes.com is Ohio’s leading resource for affordable Ohio health insurance. To view, compare or apply for high quality coverage, please visit Ohioquotes.com or call (888) 513 6446. Your personal information is never shared with any other person or company.